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Real Estate Financing Loans for Southern California: Great Rates on Home Purchase Loans

Real Estate Financing Loans for Southern California: Great Rates on Home Purchase Loans

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Rents continue to be on the rise throughout the Southern California region and it doesn’t look like they’re going down any time soon. As rents reach all-time highs with each new month that goes by, now is the perfect time for first-time homebuyers to stop playing the waiting game and start planning ahead by getting pre-approval for a home loan. Here’s five great reasons to stop being a renter... 

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How Do I Get a Mortgage Loan in SoCal If I’m Self-Employed?

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California is home to countless self-employed individuals, who love the flexibility of working for themselves. While there are many perks of being self-employed, when it comes to getting a mortgage loan for a home in SoCal, sometimes the process seems like an uphill battle. But rest assured, you can absolutely qualify for a mortgage loan as a self-employed individual in SoCal, you just need to be prepared... 

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How Do I Finance My First Home in SoCal? 5 Easy Steps to Get Started

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Buying your first home in SoCal is an exciting event, and from a financial standpoint, it’s also a terrific investment. Home ownership – particularly in Southern California – can help you to obtain many of your future goals and dreams, as real estate is historically a terrific investment. It’s true that Southern California’s housing market is competitive, and it is a high-cost... 

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Huntington Beach Mortgage Broker Summit Lending wins

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Summit Lending is thrilled to announce we’ve received the “People Love Us on Yelp” Award again for 2018! Our Huntington Beach based team of mortgage brokers, professionals, loan processors, and client relations professionals are so grateful for the top-reviews we’ve received on Yelp! for our Orange County, CA based mortgage brokerage. At Summit Lending, we know that buying a home can be equal... 

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Buying a Home as a Single Person

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Buying a home is SoCal can be an incredible investment, and a wonderfully exciting experience. From achieving the American Dream of home ownership, to getting a foothold in the real estate market, to laying the foundation for your financial future, buying a home in SoCal has countless benefits. So, if you’re planning to buy a home in SoCal soon, we tip our hat to you – particularly if you’re... 

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How Long Does It Take to Buy a House with FHA Loan?

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FHA Loans are great mortgage products for homebuyers in Southern California. With loan limits of $679,650 in Los Angeles County and Orange County for a single property; $672,750 in Ventura County, $649,750 for a single property in San Diego County; and $405,950 in Riverside County and San Bernardino County, suffice it to say, FHA loans often appeal to first time home buyers for several reason. The... 

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When to Refinance Your Mortgage

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Using your home as a vehicle to financial success is often a success for homeowners in Los Angeles County, Orange County, San Diego County, Riverside County, San Bernardino County, and Ventura County. One of the most effective ways to leverage the equity you’ve earned in your home is through a money saving refinance, or a cash-out refinance loan. But when is the best time to refinance your home?... 

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How Long Does It Take to Buy a House with a VA Loan?

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There was a time when VA loans had a reputation for being difficult to secure, took twice as long as other loans, and as such sellers weren’t interested in buyers who had financing through the VA. However, those misconceptions are finally being dispelled, and the truth about VA loans in SoCal is that these are often wonderful programs. That being said, very few California veterans actually take advantage... 

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First Time Home Buyers – 3 Things You Need to Know

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The real estate market in Southern California is competitive, particularly as summer draws near, which is why there are specific things you need to know if you’re a first-time home buyer. Here’s a look at what to expect, and what you need to know before you go searching for your first home in Orange County, LA County, San Bernardino County or Riverside County. There Are Great Financing... 

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Is it Time to Refinance My Adjustable Rate Mortgage? Answer These 4 Questions to Find Out

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If you’re wondering if it is time to refinance your Adjustable Rate Mortgage in SoCal, you will want to ask yourself 4 questions to determine if the time is right. Here’s how to know if it is time to contact a top-rated mortgage broker and lender, serving Orange County, Los Angeles County, San Diego County, and everywhere in between. Is My Adjustable Rate Mortgage Set to Adjust? Many... 

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