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Summit Home Mortgage Loans – Client Testimonials

What Our Clients Say About Our Home Mortgage Loans

“Lisa and her team made the entire loan process so smooth and stress free. Before contacting summit lending, I had a loan application at Chase bank. Chase bank kept running into issues and requesting more paperwork every month. After 7 months of jumping through hoops with Chase bank I contacted Lisa at Summit. She had my loan approved within days and got us a much better rate than Chase was offering. I will recommend them to all my family and friends.”

Sam S.

“Over the years, I have applied for mortgage loans for various reasons; purchases, refinances, seconds, etc. As a result, I have become well-versed with the process, which includes evaluating the reasonableness of loan costs, no points versus points with rate buy downs, and no cost FHA options.

The product type, terms, and personal situation are contributing factors when selecting a loan company. Even more important is finding a loan company with the right tools, product availability and accessibility, and experience. One loan officer with all the right stuff is Lisa Alley, the broker of Summit Lending in Huntington Beach.

Lisa handled my multi-faceted transaction with ease. She conducted research, found competitive products, and negotiated an excellent rate. Lisa kept us updated throughout the process, and the entire transaction was handled electronically; except for the signing which is required to occur in person. This particular experience was seamless from both of our perspectives.

Lisa did a great job, and she has earned our business for life. If you want to work with a great person who offers great service at reasonable prices, talk to Lisa at Summit Lending.”

Greg F.

“Scott and his team at Summit Lending are amazing. The helped us so much with such a difficult mortgage and did everything in their power to keep us informed and on top of things. As I told Scott, him and his people are making dreams come true. My wife and I came to them with a vision and they helped us channel it into the home of our dreams. I’m convinced they were not only the best choice, but also the only company with the skill and patience to get it done and get it done right. ”


“My husband and I were trying to get our first mortgage, and Lisa made it so easy. She walked us through the whole process, she kept in touch? even when there were long stretches of inactivity while we were waiting for our house to sell, she would just check up on things to see how they were going. And how quick it was to get the loan processed and approved was insane! I would use summit lending again and again!
Thank you so much Lisa Alley!”

Jaimie K.

“Just bought a house and went with Lisa at Summit Lending. Process was seamless; great communication, low costs and the rate beat what our bank offered!! Highly recommend if you need a mortgage! By the way I have three previous mortgages at Chase, US Bank, and Union and this process was much, much simpler than any of those!”

Rene A

“I didn’t know getting a loan was so easy. The moment I contacted Summit Lending, Scott Alley helped me in every possible way I can be helped as the first time mortgagee. The communication was the key factor. I used to get answers to all my questions within the matter of hours without and delays and most importantly with solutions. He drafted all the letters on my behalf and just sent me for my signatures. He saved me a lot of time. He even gave me suggestions how to get the maximum loan possible with respect to my income. The moment he saw any issues with one banker, he immediately helped me with another one without any hassle. My whole process of loan approval was done in two weeks and we closed on the property in the third week. I recommend that, if you want to get a loan from Summit Lending, please contact Scott for all your needs. He is very patient and helps you getting the best interest rates possible. I recommend Summit Lending with full 5 stars.”

Pritesh S.

“WE LOVE LISA!!!! Lisa’s the lady you hear on all those commercials on KFI, and I couldn’t have been more surprised when she was the one who returned my call. You really do have access to the president of the company, just like the ads say. More than that, you have someone who finds out what your circumstances are and will search out mortgage options that fit those circumstances. Between the time my husband and I received our pre-approval and when we actually started the loan process, our rate increased (following the election). Lisa was apologetic, accommodating, and did everything she could to “sweeten” our deal in the aftermath. Lisa and her team patiently explained the process to this pair of first-time home buyers, and when the requests for documentation seemed to keep coming, she explained why our unique circumstances required it, and assured us that it would all be over soon! We absolutely LOVE Lisa and the entire team at Summit Lending, and do not hesitate to recommend them to anyone who might be looking for a lender. They were a dream to work with, got us an excellent rate, and made the entire process as painless as getting a mortgage can possibly be.”

Jessica P., CA

“I worked with Scott Alley at Summit Lending to obtain a FHA loan and he was great! He was very patient with my questions from pre qualification through funding and was always prompt in returning my emails. The loan process was very smooth and I got a great rate. I would highly recommend this company.”

Tracy F., CA

“This was our first time buying a home so we were new to the entire process and quite nervous. Lisa guided us through the process and made us feel comfortable with this monumental life changing experience. Service was fantastic! We got a pre-approval letter in record time which enabled us to put an offer on our house immediately! Everything went so smooth and Lisa took the time to explain all the paperwork and kept us apprised of the status of our loan. I thought it was going to be a daunting and stressful experience, but it was a piece of cake. I highly recommend Lisa and her team to anyone! Excellent service, friendly people, and fabulous rate!”

Tricia C., CA

“The team at Summit Lending is second to none! I just purchased my first home and could not be more pleased with the dedication and diligence of this team. They provided outstanding service and went above and beyond on all fronts to ensure they had satisfied clients. They treated us like family and made themselves available whenever we needed them. I would not hesitate to recommend them to anyone!”

James A., CA

“Summit Lending were terrific in not only getting my refinance done without issues but also in getting me a rate I couldn’t get anywhere else. Highly recommend Summit without hesitation!”

Marc R., CA

“I consider Summit Lending to be the best in the business.”

Charley H., CA

“This office IS AS GOOD AS IT GETS. My loan process went as smooth as anyone could wish for. I am so excited to move into my new ranch home. They always answered my questions and were ALWAYS available to me. If you are considering purchasing a new home or refinancing, you will not be sorry you choose SUMMIT LENDING in Huntington Beach.”

R.J., CA

“My fiancé and I worked with Summit to purchase our first home. Our lending experience was absolutely seamless. Communication was clear and very proactive. I recommend using them. A+++”

Vinny R., CA

“I very much enjoyed the process of getting our mortgage loan through Summit Lending. They always did what they promised and held the rate they quoted. It did take longer than expected with all the new appraisal conditions, but it worked out in the end. I would recommend them to anyone.”

Curt D., CA

“I refinanced in March and had the best experience. I heard about Summit Lending on KFI and thought I would it give a shot, glad I did. The whole process from start to finish was seamless.”

N.S., CA

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