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Direct Mortgage Lenders in Southern California: What Do They Do?

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When you’re in need of a mortgage loan to purchase a home in Southern California, or you’re looking to refinance your current mortgage to get cash-out, or to lower your monthly payment, there are various mortgage professionals who can help.

Orange County based Summit Lending is both a mortgage brokerage and a direct mortgage lender. Comprised of experienced, top-rated loan officers, mortgage brokers, and loan processors, Summit Lending’s unique status as both a broker and a Southern California direct mortgage lender gives borrowers great opportunities to secure the best mortgage loan for their needs.

As a direct mortgage lender, Summit Lending can approve, process, and underwrite your mortgage loan directly and quickly. Indeed, direct mortgage lenders in Southern California provide home buyers or homeowners with the opportunity to work directly with the lender.

Being able to loan directly to consumers enables Summit Lending to approve, fund and close your loan in as little as ten days, in some circumstances. By streamlining the loan process, through having all steps done in-house, clients often find that obtaining a mortgage through a trusted, reputable Southern California mortgage lender to be easier than expected.

Here’s a look at 4 key reasons to consider working with a direct mortgage Lender in Southern California.

  1. Efficiency
    Direct mortgage lenders such as Huntington Beach based Summit Lending provide you with a truly one-stop-shop mortgage experience. We serve as your lender, and you work with us, directly.
  2. Cost-Effective
    As your loan originator and lender, costs associated with your loan may be reduced when working with a direct lender
  3. Expediency
    As your originator and lender, direct mortgage lenders in Southern California can often approve, process and underwrite your loan very quickly.
  4. Dependability
    As a local business, who also serves as your direct lender, Summit Lending has been based in Huntington Beach, serving all of Orange County, Los Angeles County, Riverside County, San Diego County, for years. We are established, local, and here for the long term. We are also a top-reviewed Southern California brokerage and direct lender on Yelp!

With offices throughout Southern California, Summit Lending is proud to be privately owned and operated. As a business with deep roots in the Southern California communities where we live, work and play, we a direct lender, able to make quick loan approval decisions, answer your questions immediately, and secure the best mortgage loans with the best rates available.

Our focus on exceptional customer service has earned us top reviews, in addition to earning the respect and referrals of past clients, and affiliate partners throughout the State of California. View our Yelp! reviews here.

Based in Huntington Beach, CA, with offices throughout the Southern California region, Summit Lending can be reached online, on Facebook, or via phone at 888-451-9006. From conventional fixed rate loans to Jumbo loans, VA loans, FHA loans, reverse mortgages and cash out refinances, at Summit Lending we are eager to assist you in accomplishing your short and long term real estate financing goals.

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