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Buying a Home

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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First Time Home Buyers

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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VA Loans

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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Jumbo Loans

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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Refinancing

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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FHA

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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Conventional/Government Loans

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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Reverse Mortgages

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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Credit & Interest Rates

The “cost” of a first-time buyer loan will depend upon the amount of money you’re looking to finance through a mortgage. There are plenty of wonderful mortgage loan programs that will help first time homebuyers in SoCal get a foothold in the real estate market. Some of the popular loans for first time buyers are those with smaller down payment requirements such as conventional loans (Fannie Mae or Freddie Mac). These loans are available to qualified buyers with as little as 3% down payment. Likewise, FHA loans are also available to first time home buyers with as little as 3.5% down. The loan amount will include the total amount you need to borrow, less your down payment, plus closing costs and fees. Talk with a trusted SoCal mortgage broker to learn about the specific costs and fees associated with different loan products.

The best home loan for new buyers in California will depend upon the buyer’s unique goals, and financial status. That means that some first time buyers will find that a conventional loan (such as a Fannie Mae or Freddie Mac loan) best fits their down payment budget. Other new buyers may benefit from an FHA loan, which may have a down payment requirement of as little as 3.5%. Still other first-time home buyers who are buying a more expensive home, will need to obtain a jumbo loan for their financing needs. The best loan for any first time buyer will be contingent upon credit score, proof of employment/income, amount that will be used as a down payment, and the amount that you can afford to pay each month in a mortgage payment. For the options available to you, contact a top Southern California mortgage broker who can walk you through the process of selecting the best mortgage loan for new buyers.

Summit Lending welcomes the opportunity to work with first time homebuyers throughout Southern California. Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option for first time homebuyers because they typically have lower down payment requirements, and lower credit requirements.

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