SUMMIT LENDING - A DIRECT MORTGAGE LENDER

    You Are Here ยป FAQs

FAQs

Buying a Home

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.
Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


First Time Home Buyers

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


VA Loans

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


Jumbo Loans

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


Refinancing

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


FHA

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


Conventional/Government Loans

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


Reverse Mortgages

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More


Credit & Interest Rates

VA loans may be available to spouses of active duty military members or reservist military members in SoCal. Contact our team of top VA loan mortgage consultants in SoCal today to learn more about qualifying for a VA home loan.

Category: VA Loans

In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.

Category: VA Loans

In addition to loans such as FHA, Fannie Mae or Freddie Mac loans, military reservists may qualify for a VA loan in Southern California, providing you meet the necessary criteria. For reservists, you’ll need to serve at least six years as a reservist to qualify for a VA loan in SoCal. We are proud to count veterans amongst our team of top-ratedSoCal mortgage professionals, who are committed to helping veterans to take advantage of the wonderful opportunities afforded by VA loans.

Category: VA Loans

VA home loans are often incredible mortgage products for those who qualify, including active duty military members, reservists, and veterans. Likewise, spouses of veterans may be approved for a VA home loan. Although you may incur some closing costs with a VA loan, the amount is likely to be limited. Moreover, VA loans in SoCal don’t always require a down payment, often offer terrific interest rates, do not have prepayment penalties, and don’t require private mortgage insurance. Contact our top-reviewed SoCal Mortgage brokers at Summit Lending in Huntington Beach today to learn more about VA loans and closing costs.

Category: VA Loans

VA loans do not always require a down payment. Available for active and inactive service members and reservists, and for spouses of military service members or veterans, in some cases you may not need a down payment to qualify for a VA loan. Speak with the VA approved mortgage professionals at Summit Lending in Huntington Beach today to learn more about VA loan down payment requirements.

Category: VA Loans

The Department of Veterans Affairs doesn’t set a minimum credit score, but the lenders do have requirements. Although there may be some wiggle room on credit scores, VA loan applicants generally need to have a credit score of between 580-620 to be approved. Speak with a VA approved lender to find out what credit score you’ll need, when weighing your other eligibility criteria.

Category: VA Loans

VA loans, for those who qualify, offer many benefits. Some VA loans are available with no money down. VA loans are also available for first time buyers and are available to individuals who don’t have perfect credit. In addition, VA loans normally have limits on closing costs, they do not require private mortgage insurance, and they do not have prepayment penalties for paying off your loan early.

Category: VA Loans

Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you’re seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Category: VA Loans

Load More

Apply Now

Save $$$ with Summit