- You Are Here » FAQs » IS A VA HOME LOAN HARD TO GET?
In short, no. There is a misconception that VA loans are hard to get, but it is not the case. As long as you meet the criteria for qualifying for a VA loan, and you are working with a top mortgage broker who is a VA approved lender, obtaining approval for a VA loan should not be harder to obtain, than any other type of mortgage loan. Plus, VA loans for homes come with extraordinary benefits for those who qualify in SoCal including no down payment requirements, no private mortgage insurance requirements, limited closing costs, and no prepayment penalties. The top reviewed mortgage professionals at Summit Lending include US military veterans who are proud to help their peers to take advantage of the benefits of VA loans in SoCal. Contact Summit Lending today to learn more.