Summit Lending Services

We offer a variety of loan products to make sure you get the best loan for your situation.

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We specialize in helping Veterans buy and refinance homes. Understanding that circumstances are unique, especially with VA loans, we work with you to find the product that works best.

First Time Home Buyer

As a first time home buyer, you have questions that need to be answered. Explaining the buying process and how different loan products can assist you in qualifying for more home is what we do best!


Whether you need to refinance for home remodel projects, to cash out and consolidate, or for any other reason, we are here for you. We offer the lowest rates and a variety of loan and refinance options.

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Sometime you just need answers. If you are wondering about your loan possibilities, please apply today using our secure application form. We will review your information and reach out within 24 hours.


Questions are a normal part of any process involving money. Whether you are considering a home loan, curious about interest rates, or simply are curious about what we do, please reach out.


Our hope is to provide you with the answers you need in the timeframe that best fits you. Search our FAQ section to see if an instant answer fits your need or contact us with your question so we can answer you directly.

What Our Clients Say…

“This office IS AS GOOD AS IT GETS. I had the pleasure of working with Scott Alley and his assistant Ryan Axe. My loan process went as smooth as anyone could wish for…” R.J.

“We absolutely LOVE Lisa and the entire team at Summit Lending, and do not hesitate to recommend them to anyone who might be looking for a lender. They were a dream to work with…” Nicole F.

“I worked with Scott Alley at Summit Lending to obtain a FHA loan. He was very patient with my questions from pre qualification through funding and was always prompt in returning my emails…” Mark P.

We invite you to contact Summit Lending today to secure the home loan you need to purchase a home, or to discuss money saving refinance options available in Southern California today.

(888) 451-9006

  • Great Rates, Fast Approvals
  • Low Interest Rate Quotes Immediately
  • Quick, Easy Loan Approvals
  • Top Reviewed Customer Service

We are a proud supporter of Orange County schools, Veterans associations, and non-profits benefitting children in developing nations. Summit Lending is honored to be heard from San Diego to Ventura and throughout Orange County, Riverside County and Los Angeles County each week on KFI AM-640 Talk Radio. Summit Lending is also a proud Homes For Heroes Affiliate Lender.

As a locally owned and operated Southern California business, Summit Lending is dedicated to providing personalized service in the digital age. With all technological capabilities at our finger tips, we also enjoy one-on-one work with our clients, and homebuyers and homeowners are always welcome in our Huntington Beach, CA corporate office anytime. Our focus on exceptional customer service has earned us top reviews, in addition to earning the respect and referrals of past clients, and affiliate partners throughout the State of California.


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