Our Fixed Rates Are Low & Our Process is Quick & Painless

The fixed-rate loan options feature constant monthly payments. They offer the advantage of choosing a loan term generally ranging from 10 to 30 years. Fixed loans in California are often best suited for homebuyers seeking a purchase loan with a fixed-rate mortgage loan. Fixed-rate loans are also often a great option for homeowners in California looking to refinance their current mortgage into a lower interest rate.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Fixed Rate Loan Options.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor.

The Home Refinance Process

Here’s how our home loan process works:

• Complete our simple Fixed Rate Mortgage loan application
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.