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Tools

Mortgage calculators

Run the numbers on buying, refinancing, or using your home equity. Change any field to match your situation, then talk with us for a personalized quote.

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Sample numbers

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Sample rate. Replace with your own. The 7.28 starting figure is the Freddie Mac Primary Mortgage Market Survey 30-year fixed average as of October 1, 2026. The 15-year average that week was 6.60. It is not Summit's rate.

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Principal and interest

$0

Estimated monthly with tax and insurance

$0

Loan amount $0

Illustrative APR 0.00%

APR treats the finance charges above as prepaid costs. Illustrative only. Not a lock, not an offer, not your quote.

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Sample rate. Replace with your own. Starting figure is the Freddie Mac 30-year fixed average as of October 1, 2026. It is not Summit's rate.

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Current principal and interest

$0

New principal and interest

$0

Difference $0

Illustrative new APR 0.00%

APR treats the finance charges above as prepaid costs. Not a savings guarantee.

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Sample rate. Replace with your own. Starting figure is the Freddie Mac 30-year fixed average as of October 1, 2026. It is not Summit's rate.

Room for housing at a 43 percent debt-to-income estimate

$0

Implied loan amount

$0

Investor DTI caps differ. HOA and taxes are not in this estimate.

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Sample rate. Replace with your own. Freddie Mac's weekly survey does not publish a HELOC rate. This is not Summit's rate.

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Available: up to $0 (based on 90% CLTV)

Credit line you may qualify for (based on 90% CLTV)

$0

Interest-only estimate on the amount you entered $0

Equity before the cap $0

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DSCR estimate

0.00x

Rent minus PITIA $0

Minimum ratios vary by investor. Short-term rental income is often haircut.

Results are estimates for planning only. Your actual payment depends on your rate, taxes, insurance, and loan terms. Talk with us for a personalized quote.

Ready to talk it through?

Tell us a little about your goals and we'll walk you through your options. No cost, no obligation.

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