Who we are
Summit Home Lending is a family-founded company based in Huntington Beach, California, led by Lisa Alley, President and CEO (NMLS #317309). We're big enough to offer a wide range of loan programs and small enough that you'll always know who's working on your loan.
What we do best
- Home equity: HELOCs, home equity loans, and cash-out refinancing
- Refinancing: lowering payments, changing terms, and using equity
- Self-employed borrowers: bank statement and other flexible income options
- Real estate investors: DSCR loans that qualify on rental income
- Home purchases: conventional, FHA, VA, jumbo, medical professional, and more
How we work
- We listen first. Every loan starts with understanding your goals.
- We explain things clearly. No jargon, no pressure.
- We compare your options. We'll show you the trade-offs so you can make the best choice.
- We stay in touch. You'll know where your loan stands from start to finish.
What our clients say
"Lisa took her time in considering the options and helped me get a loan when others couldn't.", Jennifer R., Google Review
"Ask for Amanda and Kylie. They were the best. Very clear and patient.", Tom P., Google Review
Read more on our Reviews page.
Visit or call
18281 Gothard Street, Suite 203, Huntington Beach, CA 92648 Phone: (714) 536-9500 · Email: info@summitlr.com Office visits are by appointment. Most clients work with us by phone, email, and video, wherever they are in our licensed states.
Frequently asked questions
Do I need to come to the office?
No. Most of our clients never need to visit. We can do everything by phone, email, and secure online tools.
Where can I see your licenses?
On our Licensing Disclaimer page and on NMLS Consumer Access (company NMLS #339255).
Who will I work with?
You'll work with a licensed loan officer and a dedicated team from your first call through closing.