STATE LICENSING & CONSUMER DISCLOSURES

L. Alley Loans, Inc DBA Summit Home Lending

Corporate Office
L. Alley Loans, Inc DBA Summit Home Lending
18281 Gothard Street, Suite 203
Huntington Beach, CA 92648
Phone: (714) 536-9500
Email: info@summitlr.com
NMLS ID: 339255

Equal Housing Opportunity Lender

L. Alley Loans, Inc is committed to providing mortgage lending services in compliance with all applicable federal and state laws and regulations.

Mortgage lending services are offered only in states where L. Alley Loans, Inc is properly licensed or exempt from licensing requirements. Licensing information provided below is subject to change without notice.

Consumers may verify licensing information through the Nationwide Mortgage Licensing System (NMLS) Consumer Access website at https://www.nmlsconsumeraccess.org.

Unless otherwise noted, mortgage lending services are provided by L. Alley Loans, Inc under the DBA Summit Home Lending. In California, L. Alley Loans, Inc is additionally authorized to conduct business under the DBAs Summit Lending and Summit Lending & Realty pursuant to California Department of Real Estate License No. 01804708.

ARIZONA

L. Alley Loans, Inc DBA Summit Home Lending is licensed by the Arizona Department of Insurance and Financial Institutions under the Arizona Mortgage Banker License.

Arizona Mortgage Banker License No. BK-0911834

CALIFORNIA

California Department of Financial Protection and Innovation (DFPI)

L. Alley Loans, Inc DBA Summit Home Lending is licensed by the California Department of Financial Protection and Innovation under the California Financing Law.

California Financing Law License No. 60DBO-180080

California Department of Real Estate (DRE)

L. Alley Loans, Inc is licensed by the California Department of Real Estate as a Real Estate Corporation.

California Department of Real Estate License No. 01804708

Under its California Department of Real Estate license, L. Alley Loans, Inc is authorized to conduct business under the following registered fictitious business names:

Summit Home Lending
Summit Lending
Summit Lending & Realty

Mortgage loan origination services are provided by properly licensed Mortgage Loan Originators in accordance with applicable state and federal laws.

COLORADO

L. Alley Loans, Inc DBA Summit Home Lending is licensed and regulated by the Colorado Division of Real Estate and is authorized to conduct mortgage lending activities in the State of Colorado.

FLORIDA

L. Alley Loans, Inc DBA Summit Home Lending is licensed by the Florida Office of Financial Regulation under the Florida Mortgage Lender License.

Florida Mortgage Lender License No. MLD2740

TEXAS

L. Alley Loans, Inc DBA Summit Home Lending is licensed by the Texas Department of Savings and Mortgage Lending and is authorized to conduct mortgage lending activities in the State of Texas.

Texas Consumer Complaint and Recovery Fund Notice

Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending.

The Department maintains a Recovery Fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the Recovery Fund must be filed with and investigated by the Department prior to payment of a claim.

For additional information regarding the complaint process or the Recovery Fund, consumers may contact the Texas Department of Savings and Mortgage Lending.

CONSUMER INFORMATION

Mortgage loan programs, interest rates, terms, fees, and conditions are subject to change without notice. Not all applicants will qualify for financing.

Loan approval is subject to credit approval, property approval, underwriting requirements, investor guidelines, and applicable state and federal laws.

Nothing contained on this website constitutes a commitment to lend. All mortgage loan applications are subject to review and approval.

Equal Housing Opportunity Lender.