Acceptance
By using summitlr.com you agree to these terms. If you do not agree, do not use the site. These terms sit next to the privacy policy. The mortgage notes, disclosures, and closing documents you sign later are separate contracts.
L. Alley Loans, Inc DBA Summit Home Lending. NMLS 339255.
No offer, no advice
Content is educational. It is not legal, tax, or financial advice. It is not an offer to lend or a commitment. Illustrative rates and calculator outputs are not your price. Licensing limits where we may originate.
Links to Google, NMLS, or other sites are not endorsements of everything on those sites.
User submissions
Do not submit unlawful content. Do not upload malware. Inquiry forms are for mortgage conversations. We may keep messages as described in the privacy policy.
You represent that the information you send is yours to send.
Limitation and contact
To the extent allowed by law, we are not liable for illustrative calculator mistakes, third-party outages, or your decision to write an offer based on a sketch. Some states do not allow certain limitations. If those laws apply, they apply.
Governing law: California, without preventing consumer rights you have in the state of the property. Contact info@summitlr.com or (714) 536-9500. Related: licensing, grievance.
Frequently asked questions
Do these terms override my closing documents?
Can you change these terms?
Where is the copyright?
How this page is used
Terms and Conditions applies to summitlr.com and to inquiries sent through this website. The mortgage application portal has its own notices, presented when you apply. If those notices conflict with marketing copy, the application notices control.
L. Alley Loans, Inc DBA Summit Home Lending is the company named on licenses. Office: 18281 Gothard Street, Suite 203, Huntington Beach, CA 92648. Company NMLS 339255. Questions about this page: info@summitlr.com or (714) 536-9500.
We originate in California, Arizona, Colorado, Florida, and Texas. License numbers we print are the numbers on the live licensing page. This page is not an offer to lend. Equal Housing Opportunity.
Related reading: licensing, privacy, terms, grievance, and contact.
If you are ready to start a loan, apply at https://summitlr.my1003app.com/register or schedule a call. Send a purchase contract or a current mortgage statement when you have one. Do not email full Social Security numbers to the info address.
Updates and how to reach us
We update this page when our practices, vendors, or legal requirements change. The printed copy can go stale; the version on summitlr.com is the one to use.
Email info@summitlr.com with a clear subject if you have a question about this policy. Include enough detail for us to find your inquiry. Do not send full Social Security numbers or complete account numbers to the public inbox. Use the application portal for loan documents.
Office: 18281 Gothard Street, Suite 203, Huntington Beach, CA 92648. Phone (714) 536-9500. This page is not legal advice for a dispute with a third party. Regulator contacts are listed on licensing and grievance pages where they apply.
Office hours are by appointment. Call (714) 536-9500 or email info@summitlr.com to reach our team. Licensed states are listed on the licensing page. Occupancy and property type still have to match the investor.
California residents may have additional privacy or consumer rights described on the privacy and grievance pages. Mortgage applications collect more information than a website form. Those notices appear in the application portal. Equal Housing Opportunity. Company NMLS 339255. Office: 18281 Gothard Street, Suite 203, Huntington Beach, CA 92648.
Using a calculator or reading a program page does not create a client relationship. That starts when you apply or we accept you as a customer under the disclosures given at that time.