Know your numbers
Add up your monthly debts and think about the payment you're comfortable with.
Check your credit
Pull your free credit reports and fix any errors. Keep card balances low.
Build your savings
Plan for your down payment, closing costs, and a cushion after closing.
Organize your documents
Keep recent pay stubs, W-2s or tax returns, and bank statements in one folder.
Talk with us early
A short call can save weeks. We'll tell you which loan fits and what to focus on.
Related: First-Time Homebuyers · Documents Needed for Pre-Approval