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Tools

DSCR calculator for rental properties

Debt service coverage ratio (DSCR) compares a property's monthly rent with its monthly payment. Enter the rent and costs to estimate it.

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The full calculator, with sliders and a payment breakdown, is on the mortgage calculator.

Results are estimates for planning only. Your actual payment depends on your rate, taxes, insurance, and loan terms. Talk with us for a personalized quote.

Reading the result. A DSCR of 1.0 means the rent equals the payment. Above 1.0 means the rent covers the payment with room to spare. Requirements vary by program.

Related: DSCR Investor Loans · Is a DSCR Loan Right for Your Rental?

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