Tools

HELOC calculator

Estimate how much of your home's equity you may be able to access with a home equity line of credit (HELOC), and what payments could look like.

The full calculator, with sliders and a payment breakdown, is on the mortgage calculator.

Results are estimates for planning only. Your actual payment depends on your rate, taxes, insurance, and loan terms. Talk with us for a personalized quote.

Good to know. Many programs allow your first mortgage plus the HELOC to total up to 90% of your home's value, depending on credit, property, and program. In Texas, the limit is 80% on the home you live in. HELOC rates are usually adjustable, so payments can change.

Related: HELOC · HELOC vs. Home Equity Loan

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