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Process

Step 6, Closing day

You made it! At closing, you'll sign your final loan documents with a notary or escrow officer. Once everything is signed and the loan funds, you're done.

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What to bring

  • A valid photo ID
  • Your cashier's check or wire confirmation, if you're bringing funds
  • Any final items escrow has requested

After closing

  • Buying? You'll get your keys once the loan funds and the sale is recorded.
  • Refinancing? For a primary residence, there's a three-day waiting period (called the right of rescission) before your loan funds.
  • Your first payment. You'll receive details on where and when to make your first payment.

Thank you

We're grateful you trusted us with your home loan. If you ever need us again, for a refinance, a HELOC, or your next home, we're just a call away at (714) 536-9500.

Ready to talk it through?

Tell us a little about your goals and we'll walk you through your options. No cost, no obligation.

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