Who we are
L. Alley Loans, Inc DBA Summit Home Lending operates summitlr.com. Office: 18281 Gothard Street, Suite 203, Huntington Beach, CA 92648. This policy describes the website and inquiry forms. The mortgage application at https://summitlr.my1003app.com/register is a separate system with its own notices presented at apply time.
If those application notices conflict with marketing copy, the application notices win.
What we collect on this website
Contact forms collect name, email, phone, and the message you type. Quote forms collect scenario notes. We use that information to respond to your inquiry, to call or text if you consented, and to keep a record of the request.
Server logs may include IP address, browser, and pages requested, for security and diagnostics.
Cookies, Analytics, and Visitor Identification Technologies
When you visit our website or landing pages, we and our service providers use cookies, pixels, scripts, and similar technologies to collect information about your visit. This may include your IP address, device and browser type, pages you view, how long you stay on each page, the website that referred you, and cookie identifiers.
We use this information to operate and improve our website, understand how visitors use it, measure our marketing, and better understand which businesses and professionals are interested in our services.
We use the following types of third-party tools:
Analytics: Google Analytics helps us understand website traffic and use. Learn more at policies.google.com/privacy.
Visitor identification: ZoomInfo may use information about your visit, such as your IP address, to identify the company, and in some cases the business professional, associated with the visit, and may combine it with business contact information it maintains. We may use this information to contact business professionals by email about our home loan products. We do not treat a website visit as permission to contact you by phone call or text message. Learn more at zoominfo.com/about-zoominfo/privacy-policy.
Your choices: You can opt out of non-essential cookies at any time using the "Cookie Preferences" link at the bottom of our website. We honor Global Privacy Control signals. You can also use the "Do Not Sell or Share My Personal Information" link at the bottom of our website, set your browser to block or delete cookies, or unsubscribe from our marketing emails using the link in any email.
Sharing
We share information with service providers who host email, forms, and the loan origination system, and with lenders or investors as needed to originate a mortgage you requested. We may share when required by law, licensing, or a consumer complaint investigation.
We do not sell your phone number as a marketing list. SMS consent is not shared with third parties for their own unrelated marketing.
Retention, rights, and contact
Mortgage records follow investor and regulatory retention. Marketing inquiries are kept long enough to serve the request and meet compliance. California residents may have additional rights under the CCPA/CPRA for certain personal information. Email info@summitlr.com with subject 'Privacy request' and enough detail to locate you. We can only act on privacy requests we can verify.
Do not email full Social Security numbers to the info address. Use the application portal. Questions: (714) 536-9500. Related: terms, accessibility.
Frequently asked questions
Is the contact form the mortgage application?
Do you use cookies?
How do I unsubscribe from texts?
Updates and how to reach us
We update this page when our practices, vendors, or legal requirements change. The printed copy can go stale; the version on summitlr.com is the one to use.
Email info@summitlr.com with a clear subject if you have a question about this policy. Include enough detail for us to find your inquiry. Do not send full Social Security numbers or complete account numbers to the public inbox. Use the application portal for loan documents.
Office: 18281 Gothard Street, Suite 203, Huntington Beach, CA 92648. Phone (714) 536-9500. This page is not legal advice for a dispute with a third party. Regulator contacts are listed on licensing and grievance pages where they apply.