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Process

Step 4, Conditional approval

Good news: a conditional approval means your loan is approved, as long as a few final items are completed. You're almost there.

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Common final items

  • An updated pay stub or bank statement
  • A letter explaining a credit inquiry or deposit
  • Final homeowners insurance details
  • HOA or condo documents
  • Verification of employment

How to finish strong

  • Send items as soon as you can, and send exactly what's requested.
  • Keep your finances steady. No new credit or large purchases.
  • Call us at (714) 536-9500 if anything is unclear.

Up next: Step 5: Clear to Close

Ready to talk it through?

Tell us a little about your goals and we'll walk you through your options. No cost, no obligation.

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