Process

Step 5, Clear to close

"Clear to close" means every condition has been met and your loan is ready for signing. These are three of the best words in the mortgage process.

What happens now

  • Your Closing Disclosure. You'll receive this document at least three business days before closing. It shows your final loan terms and costs. Review it carefully and ask us any questions.
  • Schedule your signing. We'll coordinate the date, time, and location with escrow or the title company.
  • Prepare your funds. If you need to bring money to closing, you'll get the exact amount and secure wiring instructions from escrow.

Protect yourself from wire fraud

Always confirm wiring instructions by phone using a number you know is real before sending money. Never trust wiring instructions sent only by email.

Up next: Step 6: Closing

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