Why investors refinance
- Take cash out to buy another property or improve this one
- Replace a short-term or adjustable loan with a long-term option
- Lower the monthly payment to improve cash flow
- Move a property out of a personal loan into one that fits investing
How we decide if it qualifies
We compare the rent to the new monthly payment, including taxes, insurance, and any HOA dues. Current leases make this simple.
What to have ready
Current leases or a rent schedule, your mortgage statement, insurance and property tax information, and any HOA statement.
Frequently asked questions
Can the property be in an LLC?
Often, yes. Tell us how the property is owned and we'll confirm.
How much cash can I take out?
It depends on the property's value, rent, and your credit. We'll show you options.
Related: DSCR Investor Loans · Is a DSCR Loan Right for Your Rental?