- Shopping for a home before getting pre-approved.
- Opening new credit before closing.
- Making a big purchase, like a car or furniture, before closing.
- Moving money between accounts without keeping a record.
- Depositing cash you can't document.
- Changing jobs in the middle of the process without talking to us first.
- Missing a payment on any account.
- Looking only at the rate instead of total cost.
- Forgetting taxes, insurance, and HOA dues when budgeting.
- Skipping the home inspection.
- Waiting to send documents. Most delays come from one missing item.
- Trusting wiring instructions sent by email. Always confirm by phone with your escrow company, using a number you already know.
Frequently asked questions
I already did one of these. Now what?
Call us. Most things can be worked out if we know early.